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my insurance is considerably lower than if I was buying it in the US

How did you come up with this conclusion? In US I paid a little more than a half of what you paying (~$800/year) when I did not have any driving history. I am paying ~$800/year for two cars/two drivers now.



Online quotes through Geico and Progressive, matching the same coverage and deductibles as my current policy for liability, comprehensive, collision, underinsured motorist, rental car coverage, etc.


Hmm... I just tried Geico online quote and got some ridiculously high estimate (2x my current premiums). I guess old-fashioned phone call to the agent is still a way to go.




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