Anyone know about the utility of Covered California equivalents in other states? That market saved my spouse and I (we both have chronic diseases and can't afford to have bad insurance) post-grad school where we weren't entitled to COBRA (because grad students are neither students nor workers, apparently).
Every US state has an either its own health insurance marketplace or you access the federal one. You get access to it as soon as you’re no longer otherwise covered. Not sure exactly what you mean by “utility” but generally the plans are fine (and are barred from considering preexisting conditions to raise premiums or deny coverage). The cost may be high unless you qualify for a subsidy (as post grads might unless they’re paid unusually well).
